Two fintechs combine to create a financial planning first for you
Instead of a blog this month I decided to share a recent press release. I am personally an accredited wealth strategist and a member of the Academy of Life planning. I thought this press release would be of interest to anyone who seriously wants…
How to build your wealth and save the planet
Can you have your cake and eat it? Generally no but can you build your wealth by investing in great businesses which behave consciously. I know this may sound utopian but I believe it is possible and it is in fact already happening…
Why you need a wealth strategist rather than a financial adviser
If you are of a younger generation by which I mean a Millennial (Generation Y), roughly aged under 40, or younger e.g. Generation Z, the generation before Millennials, you probably don’t have a financial adviser nor do you feel a need for one. …
How to become financially free and only work for the fun of it
In my experience, most people have to work until their state retirement age before becoming financially free. That’s an awfully long time to wait for financial independence. Wouldn’t you rather be in this position when you are a lot younger? Why of course you…
How to set yourself up for life financially
If you are of the younger generation by which I mean 40 or under and you are struggling to set yourself up for life financially here is what you need to do. Pay off all of your unsecured debts especially student loans as…
Why personal financial planning matters more than ever (in an age of personal finance apps)
In recent years there has been an increasing trend for investors to use personal finance apps for investing such as Moneybox, Nutmeg and Pensionbee and some basic financial planning tools e.g. Moneyhub, Money Dashboard and Moneyinfo. It strikes me that this is an irreversible trend…
How to ensure your inheritance is as hassle free as possible
Research shows that only a minority of families discuss the transfer of wealth between the generations. The ones who do discuss it and prepare for it, usually experience a smooth transition of wealth, hassle-free. The ones who do not plan for it often experience lots…
Six ways to help younger people manage their money better
There are six ways that the Baby Boomer generation and beyond can build a financial plan for the next generation. Whilst it may appear to be a daunting task it needn’t be. All that is required is for parents and grandparents to discuss with their…
The Millennials vs Baby Boomers generation gap is not all quite what it seems
The inexorable rise of the woke culture makes the current generation gap between Millennials and Baby Boomers one of the most challenging ever. The concept of the generation gap is not of course a new one. It was ever thus. However, this time I think…
Young and not yet on the property ladder? You need a friend like LISA
I recently asked a young newly married colleague of mine whose wife is expecting their first baby, if he had another female friend. He looked a little puzzled and worried about the question. I then asked him if her name was LISA. I quickly put…