Category: Uncategorized

If you have a student loan have you ever considered repaying it early? Interestingly the answer is not as simple as you may think. That’s because student loans aren’t like normal loans. In fact, arguably they are not loans at all. Student loans are, in…

We got tired of the old way of working with paper and email so we decided to create our own app. We have been running a paper-light virtually paperless office for a number of years anyway but we always wanted our own app. Our app…

There is a digital revolution happening right here right now. It’s called Wealthtech. Before you ask what it is you’ll probably be surprised to discover you are almost certainly already using it in one way or other. So what is Wealthtech? Wealthtech derives from the…

Budgeting is a core skill which should be taught to every child from an early age at school. It is a critical habit to get right and to get used to doing regularly just like brushing your teeth daily is a good habit. So where…

If you are from one of the pre-baby boomer generations, X, Y or Z, you are likely to be one of the lucky people to share the inheritance of an estimated £5.5 trillion from the older generations between now and 2047. Yes, you read it…

Companies’ good Environmental, Social and Governance policies, ESG, are more important than ever today. This is because increasing numbers of investors, especially Millennials, expect the companies they invest in to be true advocates of ESG rather than simply paying lip service to it. The concept…

I first invested in bitcoin in the Autumn of 2017. The price of bitcoin had been rising very fast and I planned to ride the wave with a small number of my investable assets. The return was remarkable. I gained 100% in about 4 months….

The current government lockdown due to the coronavirus has brought into sharp focus the fact that many people in the UK literally live from hand to mouth each month. Millions of working renters are just one pay packet away from losing their home. With little…

If you are a young person reading this blog, by which I mean anyone born after 1994, then you are highly likely to face a very prosperous future indeed. I know this isn’t what the media tells you and it will appear to be counterintuitive…

Under auto enrolment virtually all employers have to offer pension scheme membership to most, if not all, of their staff. There are large penalties for those employers who a) do not offer an auto enrolment pension to their staff and b) who break the rules…