How to invest your spare change without even noticing it
There has been a pretty nifty app available since 2016 called Moneybox. It isn’t exclusively available for Millennials but it will be particularly of interest to people in this age demographic. So, what is Moneybox? Moneybox is a savings and investing app that…
Compound interest the eighth wonder of the world
Albert Einstein once famously said that compound interest is the most powerful force in the universe. He said, “Compound interest is the 8th wonder of the world. He who understands it, earns it; he who doesn’t, pays it.” Einstein suggested that compound interest can work…
The Magic Formular
When I was on holiday recently I took the opportunity to read a book called The Little Book That Still Beats the Market by Joel Greenblatt. It was a fascinating read. Basically, Joel Greenblatt discovered that companies that met certain criteria produced returns that were…
How to get on the property ladder at an early age
I keep hearing and reading stories that young people are no longer able to buy properties, yet all around me I know a number of young people who have bought, or are about to buy properties over the last 12 months. So how have they…
The surprising benefits to you of the Curve card
I was chatting to a friend recently over a cup of coffee in a well-known coffee shop appropriately named with money in its title, you guessed it, Starbucks, when he showed me a bank card called a Curve card. I am pretty well versed in…
9 Tax Planning Tips
We all have to pay our taxes. Arguably we should be happy to pay a certain level of taxes to maintain the services we, and our families use. But why pay more than you need to? Especially when there are numerous ways you can maintain…
Wants and needs
In today’s consumer driven society it is more important than ever to not succumb to the many marketing messages you are bombarded with each day urging and persuading you to buy the latest gizmo or toy that in your heart of hearts you know you…