How to ensure your inheritance is as hassle free as possible
Research shows that only a minority of families discuss the transfer of wealth between the generations. The ones who do discuss it and prepare for it, usually experience a smooth transition of wealth, hassle-free. The ones who do not plan for it often experience lots…
Six ways to help younger people manage their money better
There are six ways that the Baby Boomer generation and beyond can build a financial plan for the next generation. Whilst it may appear to be a daunting task it needn’t be. All that is required is for parents and grandparents to discuss with their…
The challenges of the forgotten generation and what to do about it
We are all familiar with the Millenials (Generation Y) and the Baby Boomers generations but sandwiched between them is the forgotten generation. Generation X. These are people born between the mid-1960s and the early-1980s. Members of this group are approaching the middle of their working…
The Millennials vs Baby Boomers generation gap is not all quite what it seems
The inexorable rise of the woke culture makes the current generation gap between Millennials and Baby Boomers one of the most challenging ever. The concept of the generation gap is not of course a new one. It was ever thus. However, this time I think…
Young and not yet on the property ladder? You need a friend like LISA
I recently asked a young newly married colleague of mine whose wife is expecting their first baby, if he had another female friend. He looked a little puzzled and worried about the question. I then asked him if her name was LISA. I quickly put…
Is now the time to buy or sell Bitcoin?
Whether it is now the time to buy or sell Bitcoin is the $64,000 question or should it more aptly be the 64,000 Bitcoin question? Many Millenials (Generation Y) and their younger Generation Z cohorts have bought Bitcoin as well as various other cryptocurrencies in…
Should you repay your student loan?
If you have a student loan have you ever considered repaying it early? Interestingly the answer is not as simple as you may think. That’s because student loans aren’t like normal loans. In fact, arguably they are not loans at all. Student loans are, in…
Why our new Wealth And Tax app benefits you
We got tired of the old way of working with paper and email so we decided to create our own app. We have been running a paper-light virtually paperless office for a number of years anyway but we always wanted our own app. Our app…
How Wealthtech’s revolution benefits you
There is a digital revolution happening right here right now. It’s called Wealthtech. Before you ask what it is you’ll probably be surprised to discover you are almost certainly already using it in one way or other. So what is Wealthtech? Wealthtech derives from the…
Budgeting: the key ingredient to your financial success
Budgeting is a core skill which should be taught to every child from an early age at school. It is a critical habit to get right and to get used to doing regularly just like brushing your teeth daily is a good habit. So where…
How to inherit wealth tax efficiently
If you are from one of the pre-baby boomer generations, X, Y or Z, you are likely to be one of the lucky people to share the inheritance of an estimated £5.5 trillion from the older generations between now and 2047. Yes, you read it…
Why financial planning is crucial to the younger generation
Whether you are of Generation X, Y (Millennial) or Z demographic age group what you have in common is that you were born in one of the generations after the so-called baby boomers who are aged 55 plus. Of these generations, the focus of this…