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The accumulation effect

I recently read the book The Accumulation Effect, which was written by a friend of mine, Stephen Oliver, who runs a successful company called The Will Company in Northampton. The basic principle of the book is that whatever you do, good or bad, the repetition…

Why debt is good for you

It is a commonly held view that debt is bad for you but there are certain circumstances in which debt can be good for you. Take for example mortgages.   Most people need a mortgage to buy a property.  Without the ability to borrow money most …

Our Exciting Fund Launch

I formed a fund management company called Minerva Money Management in 2015. After 3 years’ hard work getting the company authorised by the Financial Conduct Authority (FCA), finding a fund administration company to work with called Carvetian Capital Management and obtaining the FCA’s authorisation for…