I am delighted to announce that I have created a new channel called Tony Talks Money.  It can be found currently on Tik Tok and Youtube and will soon be available on Instagram and Facebook.  Videos are mainly short ones lasting less than a minute and they include many money-making tips.





Subjects covered so far include multiple sources of passive income, inflation (RPI, CPIH and CPI), the Rule of 72 (114 and 144), the secret to becoming wealthy, time management and the power of leverage and many other useful wealth creation techniques.


It’s all presented in a passionate, enthusiastic and fun way.  The aim being to inform in a simple, engaging way by avoiding the usual financial jargon.


You will learn the life skills of how to build wealth from various sources such as business, property and investments. You will understand the importance of lifelong self-education as opposed to formal education which may leave you saddled with student debt.


I will be launching a personal financial education programme in the next few months so just watch this space. Subscribers to my Tony Talks Money channel will receive a special early bird discount.





There is a huge Millenial pension time bomb developing. Currently, there are three people working for every one person who is retired.  This is known as the dependency ratio.  By 2050 this ratio will be one-to-one.  Something has to give. What it means is that state and public sector pensions will be much lower than they are today, there will be less of a welfare state and employees will not be able to rely on either employers or the government to look after them.  This is why it has become more important than ever for younger people to become better financially educated so that they can become financially independent in the future.  




So my message to you is to get well educated financially and become financially free as early as possible.  Create your own wealth.  Empower yourself.  Don’t rely on anyone else.  You know it makes sense.*



* Risk warning

The value of your investments can fall as well as rise and is not guaranteed. You may not get back what you invest.  This blog is based purely on my personal opinion and experience. You should always seek advice from a professional before investing your money. The contents of this blog are for information purposes only and do not constitute individual advice. All information contained in this article is based on our current understanding of taxation, legislation and regulations in the current tax year. Any levels and bases of relief from taxation are subject to change. Tax treatment is based on individual circumstances and may be subject to change in the future.